Realtors highly recommend getting that prequalification letter first. Let us help you with that!

Castle Rock Mortgage can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors may even require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

There are many websites that allow you to quickly check your credit & credit score for free. Many of our customer's use www.creditkarma.com and www.freecreditreport.com.

If you have a credit score below 640, we can help you!  Also, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

Why Pre-Qualify?

• Provides an early estimate of how much you may be able to borrow
• Helps you shop within a realistic budget
• Strengthens your position when negotiating with sellers
• Clarifies credit, income, and asset factors early in the process

Eligibility for any loan product is subject to credit review, lender guidelines, and applicable underwriting criteria.

How It Works

1. Submit Your Info — share details about your financial profile, income, assets, and credit.
2. We Review — our team evaluates your information with lending partners to estimate your qualifying range.
3. Receive Results — we provide a pre-qualification estimate that reflects your current profile.

A pre-qualification estimate does not guarantee loan approval. All loans are subject to credit approval, underwriting review, property eligibility, and applicable laws.

Ready to Start?

Complete our pre-qualification form or contact Castle Rock Mortgage LLC to begin reviewing your mortgage options.  Talk to an expert at Castle Rock Mortgage about your financial history, goals, and the path to buy a home.